/house-solid%20copy.svg "Care Source Solutions Logo"){kind=small}
LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Family Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Family Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$23.40
$24.00
$24.90
$25.20
$26.10
$27.60
$29.10
$30.00
$31.20
$33.00
$34.20
$35.70
$38.10
$39.30
$41.10
$43.50
$45.30
$47.70
$51.00
$53.70
$57.00
$59.70
$63.60
$67.50
$72.90
$77.70
$83.10
$89.70
$97.50
$107.40
$117.30
$128.70
$146.70
$162.30
$180.30
$199.50
$221.10
$244.50
$271.50
$301.20
$333.90
$368.70
$444.90
$488.10
$535.20
$587.10
$644.10
$707.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Family Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$46.80
$48.00
$49.80
$50.40
$52.20
$55.20
$58.20
$60.00
$62.40
$66.00
$68.40
$71.40
$76.20
$78.60
$82.20
$87.00
$90.60
$95.40
$102.00
$107.40
$114.00
$119.40
$127.20
$135.00
$145.80
$155.40
$166.20
$179.40
$195.00
$214.80
$234.60
$257.40
$293.40
$324.60
$360.60
$399.00
$442.20
$489.00
$543.00
$602.40
$667.80
$737.40
$889.80
$976.20
$1,070.40
$1,174.20
$1,288.20
$1,414.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Family Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$58.20
$58.20
$58.20
$58.20
$58.20
$58.20
$58.20
$58.20
$58.20
$58.20
$58.20
$58.20
$58.20
$60.00
$61.20
$63.00
$64.20
$67.20
$69.00
$71.40
$74.40
$77.40
$79.80
$83.40
$87.60
$91.80
$96.60
$102.00
$106.80
$111.00
$117.60
$121.20
$127.80
$134.40
$142.20
$151.20
$159.00
$169.20
$179.40
$192.00
$205.20
$219.60
$235.20
$257.40
$281.40
$307.80
$337.20
$380.40
$421.80
$467.40
$516.00
$570.00
$630.00
$699.60
$774.00
$855.00
$945.00
$1,135.80
$1,246.80
$1,367.40
$1,498.20
$1,641.00
$1,799.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov